A Conceptual Analysis: A Model for Developing Village Entrepreneurship Through the Mudharabah Contract

Abdul Wakil; Evrita Putri  Azzahroh; Rizka Amaliyah  Maghfiroh; Ciptia Khoirulina  Sanawati; Nur Fazillah  Milawati; Baiq  Ismiati

doi:10.57113/his.v5i2.469

Abdul Wakil 1Universitas Islam Zainul Hasan Genggong Probolinggo
Evrita Putri Azzahroh Institut Agama Islam Nurul Hakim
Rizka Amaliyah Maghfiroh Universitas Islam Darul 'Ulum
Ciptia Khoirulina Sanawati Institut Agama Islam Ngawi
Nur Fazillah Milawati Institut Agama Islam Nurul Hakim
Baiq Ismiati Universitas Alma Ata Yogyakarta

DOI: https://doi.org/10.57113/his.v5i2.469

Keywords: Mudharabah Village Entrepreneurship Islamic Economics

Abstract

This study aims to formulate a conceptual model of village entrepreneurship development based on the mudharabah contract within the perspective of Islamic economics. The research method employs a descriptive qualitative approach through systematic literature review and conceptual analysis using the framework of maqashid al-shariah. Thematic analysis was conducted on literature discussing the practice of mudharabah, village-based micro, small, and medium enterprises UMKM, and economic digitalization, resulting in a synthesis of the role of this contract in rural economic development. The findings reveal that mudharabah functions as a multifunctional instrument: first, providing more equitable access to capital through profit-sharing schemes; second, strengthening social solidarity through transparency and trustworthiness (amanah); third, fostering spiritual motivation with an orientation toward blessings (barakah); fourth, building digital trust for village products in online marketplaces; and fifth, enhancing community resilience against business risks.